Joshua Bacchus, CPA, CFP®, CLU®
A CERTIFIED FINANCIAL PLANNER® Professional, Mortgage Agent Level 1
A CERTIFIED FINANCIAL PLANNER® Professional, Mortgage Agent Level 1
Updated for 2027 What are some differences between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? The tax benefits of the Tax-Free Savings Account (TFSA) The TFSA is a registered savings account that allows Canadian taxpayers …
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Mortgage brokers are valuable mediators in the Canadian mortgage market, offering distinct advantages for both new homebuyers and those undergoing mortgage renewal. Multiple Lender Access: Mortgage brokers work with numerous lenders, such as major banks, credit unions, mortgage finance companies, …
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Estate planning is a process that allows one to determine how their assets will be distributed upon death. As we prepare to pass our lifetime assets to our heirs, there are key components of an estate plan that should be given careful consideration.
Read moreMany people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works.
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A mortgage payment generally consists of several components: the mortgage principal and interest, property taxes and mortgage life insurance.
Read moreStart-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise. We will help you gain control of your financial risk.
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Life insurance provides a tax-free death benefit and is a necessary component of most financial plans. Let’s look at the Top Insights on using life insurance to protect our assets and build wealth. Types Of Life Insurance Term Insurance: Term …
Read moreWhen you apply for a mortgage, there are several questions that a lender may ask.
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