Joshua Bacchus, CPA, CFP®, CLU®
A CERTIFIED FINANCIAL PLANNER® Professional, Mortgage Agent Level 1
A CERTIFIED FINANCIAL PLANNER® Professional, Mortgage Agent Level 1
You are permitted to contribute to your RRSP up until December 31 of the year in which you turn 71, at which point your RRSP must be closed. This deadline is firm — missing it means the entire balance is …
Read moreWe invest in what people buy. When an equity investment fund or stock is purchased, you indirectly invest in businesses relating to what consumers buy.
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If you are a business owner, you may have an individual who is key to your success. There is insurance to protect you against financial loss if he or she is incapacitated, in three areas.
Read moreThe closing day is the day when you finally achieve your goal—you take legal possession and finally get to call your new house your own. You’ll feel great relief and satisfaction, but remember the home-buying process isn’t over yet. There …
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Mortgage brokers are valuable mediators in the Canadian mortgage market, offering distinct advantages for both new homebuyers and those undergoing mortgage renewal. Multiple Lender Access: Mortgage brokers work with numerous lenders, such as major banks, credit unions, mortgage finance companies, …
Read moreEstate planning is a process that allows one to determine how their assets will be distributed upon death. As we prepare to pass our lifetime assets to our heirs, there are key components of an estate plan that should be given careful consideration.
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Many people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works.
Read moreA mortgage payment generally consists of several components: the mortgage principal and interest, property taxes and mortgage life insurance.
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Start-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise. We will help you gain control of your financial risk.
Read moreLife insurance provides a tax-free death benefit and is a necessary component of most financial plans. Let’s look at the Top Insights on using life insurance to protect our assets and build wealth. Types Of Life Insurance Term Insurance: Term …
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When you apply for a mortgage, there are several questions that a lender may ask.
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